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 Under the nonembedded deductible, all family members qualify for the plan benefit if the total annual family deductible amount is met by one or any combination of covered individuals If you have $2,000 in covered medical expenses for the year, and one child has $1,000, the annual family deductible is met for everyone covered under the policy, and all are eligibleIt depends on the Fiscal Host of the Collective If the host has taxexempt status, then your donation can be tax deductible It also may matter which country the host is in The Open Source Collective 501(c)(6) is a nonprofit that serves as fiscal host to most open source software projects on Open CollectiveIf you meet your annual deductible in June, and need an MRI in July, it is covered by coinsurance If the covered charges for an MRI are $2,000 and your coinsurance is percent, you need to pay $400 ($2,000 x %) Your insurance company or health plan pays the other $1,600 The higher your coinsurance percentage, the higher your sh